RRico AutoExecutive Cockpit

Finance 360

The single financial pane of truth — P&L, quality of earnings, profitability, FP&A and division economics.

Rico Auto Industries Limited · FY26 (Mar'26, actuals)
Leading Indian aluminium high-pressure die-casting auto-components maker
7,500 employees · 8+ plants & units · 12 export markets
Executive read· the answer, then the moves

Margin is expanding, but ≈ ₹99 Cr of EBITDA still sits between today's 9.0% margin and the 13% target — held in the still-scaling divisions and SG&A. Convert mix shift and operating leverage into reported EBITDA to re-rate the stock.

8 of 8 headline metrics improving vs prior · still off target: Total Revenue ₹2,477 Cr vs ₹2,700 Cr, Gross Margin 33.5% vs 36.0%, EBITDA ₹223 Cr vs ₹280 Cr

Do now — ranked by urgency
  1. 1
    Aluminium (LME) cost on marginAct now
    Why it matters

    Extend metal pass-through clauses; hedge; push scrap/yield & energy savings.

    What's driving it
    • Gross Margin
    • Signal: Alert
    FYI

    Firm LME aluminium + energy pressuring near-term gross margin and EBITDA.

  2. 2
    Leverage near covenantAct now
    Why it matters

    Run-rate FCF sweep + working-capital discipline; protect headroom — paydown is priority.

    What's driving it
    • Leverage
    • Signal: Alert
    FYI

    Net Debt/EBITDA 3.08x vs 3.5x covenant; greenfield (Hosur) capex pushed net debt to ₹686 Cr.

  3. 3
    Covenant headroom 0.2× (lev 3.3× vs 3.5×)Act now
    Why it matters

    Sets capex headroom and refinancing risk on a levered (~3.1×) balance sheet.

    What's driving it
    • Q1 (act)
    • Signal: Threshold
    FYI
    • Net-debt/EBITDA 3.3× against a 3.5× lender ceiling.
    • Owner: CFO · Treasury
  4. 4
    Close the margin gap to the 13% targetWatch
    Why it matters

    ≈ ₹99 Cr of EBITDA stands between 9.0% margin and the 13% target — the swing that re-rates the listed equity.

    What's driving it
    • Adj. EBITDA margin 9.0% vs 13% target
    • 5 of 7 divisions below 80% savings capture
    FYI
    • Revenue ₹2,477 Cr; SG&A 8.6% of revenue
    • Each margin point ≈ ₹25 Cr of EBITDA
⚙️ Margin & operational excellenceStep 4 of 7 · the P&L & quality of earningsEnterprise 360Cash 360All journeys
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Total Revenue
₹2,477 Cr
▲ 12.0% vs priorTarget ₹2,700 Cr
Revenue Growth (YoY)
12.0%
▲ 400.0% vs priorTarget 12.0%
Gross Margin
33.5%
▲ 4.7% vs priorTarget 36.0%
EBITDA
₹223 Cr
▲ 19.9% vs priorTarget ₹280 Cr
EBITDA Margin
9.0%
▲ 7.1% vs priorTarget 12.0%
Machined & Value-Added Revenue
₹545 Cr
▲ 16.0% vs priorTarget ₹700 Cr
Machined & Value-Added Mix %
22.0%
▲ 3.8% vs priorTarget 30.0%
Free Cash Flow
₹96 Cr
▲ 60.0% vs priorTarget ₹160 Cr
Exhibit 1

P&L bridge — revenue to EBITDA

How ₹2,477 Cr of revenue converts to ₹223 Cr adjusted EBITDA.

Exhibit 2

P&L at a glance

Revenue₹2,477 Cr100.0%
Cost of goods sold(₹1,647 Cr)(66.5%)
Gross profit₹830 Cr33.5%
SG&A(₹213 Cr)(8.6%)
Adjusted EBITDA₹223 Cr9.0%
Exhibit 3

Revenue & EBITDA

Exhibit 4

Revenue by division

Aluminium HPDC – Powertrain48%
Aluminium HPDC – Chassis & Body21%
Aluminium GDC-LPDC & Alloy Wheels18%
Ferrous Castings9%
Machining, Assemblies & New Mobility4%
Exhibit 5

Reported → Adjusted EBITDA

Diligence-grade add-back walk.

Exhibit 6

EBITDA — prior to current

Organic volume vs. mix (machining / value-add) vs. price/content gain vs. aluminium/energy cost.

Exhibit 7

EBITDA margin by division

Exhibit 8

Revenue by end-market

Planning

FP&A & productivity

Forecast discipline, cost & sustainability savings, and productivity.

Budget Variance
-1.8%
▲ 47.1% vs priorTarget 0.0%
Forecast Accuracy
91.0%
▲ 3.4% vs priorTarget 95.0%
Cost & Capex-ROI Realization
72.0%
▲ 24.1% vs priorTarget 100.0%
Revenue / Employee
₹33 L
▲ 10.0% vs priorTarget ₹38 L
SG&A % of Revenue
8.6%
▼ 6.5% vs priorTarget 7.8%
Growth + Margin (Rule of 40)
21
▲ 90.9% vs priorTarget 25
Exhibit 9

Division performance

EBITDA uplift and savings capture by division as each engine scaled.

DivisionScaledRevenueValue-addedEBITDA ₹CrSavings captureStatus
Aluminium HPDC (core)1989₹1,700 Cr₹300 Cr716290%Integrated
Ferrous Castings1992₹230 Cr₹30 Cr61784%Integrated
Rico Jinfei Wheels (94.8%)2008₹455 Cr₹120 Cr84378%In progress
AAN Engineering (Aero-Defence, 100%)2017₹95 Cr₹60 Cr121455%In progress
Rico Fluidtronics (100%)2018₹165 Cr₹95 Cr92074%In progress
Rico Friction Technologies (70%)2020₹90 Cr₹30 Cr8960%In progress
FCC Rico (JV) + EV / New Mobility2021₹92 Cr₹60 Cr71140%Early